Career Ending Insurance Cover

Could you cope financially if your career ended suddenly ?

Our Individual bespoke policy protects professional Jockeys in the event that they have an accident/injury that would prematurely end their riding career. For PJA members, this individual cover  works as a ‘top up’ to the base career ending insurance cover they receive as part of their PJA membership. For further details on the PJA career ending insurance cover, please visit www.thepja.co.uk/members-info/insurance/cei

The Policy provides the following

Flat Jockey

Permanent Total Disablement from usual occupation as a Professional Jockey due to Accident only

Age Sums insured Premium (excluding IPT)
20-40 50,000 £625
100,000 £1,250
200,000 £2,500
300,000 £3,750
400,000 £5,000
500,000 £6,250

Permanent Total Disablement from usual occupation as a Professional Jockey due to Accident only and Accidental Death benefit

Age Sums insured Premium (excluding IPT)
20-40 50,000 £775
100,000 £1,550
200,000 £3,100
300,000 £4,650
400,000 £6,200
500,000 £7,750

Jump/National Hunt Jockey

Permanent Total Disablement from usual occupation as a Professional Jockey due to Accident only

Age Sums insured Premium (excluding IPT)
20-40 50,000 £1,000
100,000 £2,000
200,000 £4,000
300,000 £6,000
400,000 £8,000
500,000 £10,000

Permanent Total Disablement from usual occupation as a Professional Jockey due to Accident only and Accidental Death benefit

Age Sums insured Premium (excluding IPT)
20-40 50,000 £1,212.50
100,000 £2,245
200,000 £4,850
300,000 £7,272
400,000 £9,700
500,000 £12,125

Each policy will be bespoke and tailored to our client needs.  Your individual policy will be arranged to protect any chosen amount (up to a maximum of 5 x declared gross salary as set out in your contract or accounts).

Please note that the above figures are premium indications which are subject to change at insurer discretion and act only as a guideline on the premium for an individual’s decision to purchase this insurance. If the above indications are of interest, then we will be able to provide you with a full and formal quotation, which will include a copy of the full policy terms and conditions. This will also include details of applicable limitations and exclusions. The full documentation will allow you to make an informed decision as to whether the policy is suitable for you and whether you wish to proceed to purchase it

Details required to generate a quote in ALL cases is as follows

For further details of the individual career ending insurance cover available through Miller Insurance Services LLP please click here

Please note: PALP does not give advice on any products, however we introduce all of our clients to professional advisers prior to any policies being put in place.

Should you wish to discuss any of the above Career Ending policies  fill in the contact form and we will introduce you to one of our specialist advisers.

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